Transform Your Financial Future

Professional budget coaching and financial planning services to help you achieve lasting financial stability and peace of mind.

Start Your Journey Today

About Clear Budget Coach

Clear Budget Coach has been empowering Canadians to take control of their financial lives since 2018. Founded by certified financial planning professionals with over 15 years of combined experience, we specialize in personalized budget management, debt reduction strategies, and comprehensive financial coaching.

Our mission is simple: to provide clear, actionable financial guidance that transforms how you think about and manage money. We believe that everyone deserves financial freedom, regardless of their current situation. Through our proven methodologies and personalized approach, we've helped over 2,500 clients reduce their debt by an average of 68% and increase their savings by 240%.

What sets us apart is our commitment to education and empowerment. We don't just create budgets for you – we teach you the skills and mindset needed to maintain long-term financial health. Our comprehensive approach includes debt management strategies, emergency fund building, investment planning basics, and ongoing support to ensure your success.

As members of the Financial Planning Standards Council of Canada and certified by the Canadian Institute of Financial Planners, we maintain the highest standards of professional ethics and continuing education. Our team regularly participates in advanced training programs to stay current with the latest financial planning strategies and regulatory changes.

Professional financial advisor working with clients on budget planning

Our Services

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Personal Budget Creation

Customized budget plans tailored to your income, expenses, and financial goals. We analyze your spending patterns and create realistic, sustainable budgets that actually work.

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Debt Management

Strategic debt reduction plans using proven methods like debt snowball and avalanche techniques. We negotiate with creditors and create manageable payment schedules.

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Financial Goal Planning

Whether it's buying a home, starting a business, or planning for retirement, we help you create and execute actionable plans to achieve your financial dreams.

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Investment Guidance

Basic investment education and portfolio guidance to help you grow your wealth responsibly. We focus on low-cost, diversified investment strategies suitable for your risk tolerance.

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Emergency Fund Building

Step-by-step guidance to build and maintain emergency funds that protect you from unexpected financial setbacks and provide peace of mind.

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Financial Education

Comprehensive financial literacy programs that teach you essential money management skills, from basic budgeting to advanced financial planning concepts.

Why Choose Clear Budget Coach?

Proven Results

Average debt reduction of 68% and savings increase of 240% for our clients within 18 months.

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Certified Professionals

All our coaches are certified by recognized Canadian financial planning institutions.

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Flexible Consultations

In-person, phone, or video consultations available to fit your schedule and preferences.

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Affordable Pricing

Transparent, competitive pricing with payment plans available. No hidden fees or surprise charges.

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Complete Confidentiality

Your financial information is protected with bank-level security and strict confidentiality protocols.

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Ongoing Support

Continuous guidance and support throughout your financial journey, not just one-time advice.

Client Success Stories

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"Clear Budget Coach completely transformed our financial situation. We went from living paycheck to paycheck to having a solid emergency fund and a clear path to homeownership. Their personalized approach made all the difference."
Sarah Mitchell - Clear Budget Coach client

Sarah Mitchell

Marketing Manager, Toronto

★★★★★
"I was drowning in credit card debt and didn't know where to start. The team at Clear Budget Coach created a manageable debt repayment plan and taught me budgeting skills I use every day. I'm now debt-free and building wealth!"
Michael Johnson - Clear Budget Coach client

Michael Johnson

Small Business Owner, Vancouver

★★★★★
"As a single mother, managing finances was overwhelming. Clear Budget Coach helped me create a realistic budget, build an emergency fund, and start saving for my daughter's education. I finally feel in control of my money."
Lisa Davis - Clear Budget Coach client

Lisa Davis

Nurse, Montreal

★★★★★
"The investment guidance and retirement planning advice I received was invaluable. My portfolio is now properly diversified, and I'm on track to retire comfortably. The education component really empowered me to make informed decisions."
Robert Thompson - Clear Budget Coach client

Robert Thompson

Engineer, Toronto

★★★★★
"We were planning our wedding and felt overwhelmed by the costs. Clear Budget Coach helped us create a wedding budget that didn't compromise our financial future. We had our dream wedding and still maintained our savings goals."
Amanda Kim - Clear Budget Coach client

Amanda Kim

Teacher, Vancouver

★★★★★
"Starting my own business required careful financial planning. Clear Budget Coach helped me separate personal and business finances, create cash flow projections, and establish business credit. Their expertise was crucial to my success."
Carlos Wilson - Clear Budget Coach client

Carlos Wilson

Entrepreneur, Montreal

Start Your Financial Transformation

Get Your Free Consultation

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Contact Information

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Address

2847 King Street West
Toronto, ON M6K 1X7
Canada

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Business Hours

Monday - Friday: 9:00 AM - 5:00 PM
Saturday: 10:00 AM - 2:00 PM
Sunday: Closed